Dental Insurance Carlisle
Top-Quality Care at a More Affordable Price
Our Carlisle dental team understands that many families in our area have concerns about the rising cost of living. In uncertain economic conditions, dental insurance can be a lifesaver! Our team welcomes PPO benefits, and we will be happy to walk you through how you can get the greatest possible value out of your plan. Continue reading below to learn more about using dental insurance in our office, or contact us directly to speak with our friendly staff.
How Dental Insurance Works
Every dental insurance plan is unique, but it is pretty common for PPO plans to work something like this:
- Preventive care, such as cleanings, checkups, and routine X-rays, is typically up to 100% covered.
- Basic restorative services, like fillings, may be up to 80% covered.
- Major treatments, like crowns, bridges, and dentures, may be around 50% covered.
Many plans also enforce a deductible, a waiting period before you can use certain benefits, and an annual cap on the amount that the insurance will pay for approved services.
What Is the Difference Between Dental & Medical Insurance?
While dental and medical insurance both care for your health, medical insurance has a very general scope. It covers things like trips to the emergency room, annual physicals, and management of chronic and acute diseases. It does not typically apply to routine oral health services.
Dental insurance, on the other hand, does cover routine oral health services. It has a strong emphasis on prevention, so it provides robust coverage for basic services like biannual cleanings and checkups.
In some cases, there is slight crossover between dental and medical insurance. For example, they may both apply to some types of oral surgery.
Use Your Benefits without Restrictions
If you have a PPO dental insurance plan, you can use it at virtually any practice, regardless of network status. At an in-network provider, you might end up paying less out of pocket. However, it is important to note that insurance companies often enforce certain standards of care for in-network providers, and those restrictions are not always what is best for patients!
That is why our practice has chosen to stay out of network — we truly want to provide top-quality care without restrictions! However, we are still insurance-friendly and will be happy to assist with the claims process. You may be surprised by how much you can save without compromising the quality of the treatment you receive.